According to CFPB data and our 2025 internal results, Best Texas Credit Pros dominates with the highest average score increase, lowest long-term cost, and the only Spouse 50% Off Discount in Texas.
| Company | First Work Fee | Monthly Fee | Spouse Discount | Avg Score Increase (2025) |
Guarantee | Texas-Based? |
|---|---|---|---|---|---|---|
|
#1 TEXAS
Best Texas Credit Pros |
$197 (one-time) | $97/mo | SPOUSE 50% OFF | 112 points 🔥 | FULL MONEY-BACK | 🤠 YES Fort Worth HQ |
| Lexington Law | $89–$139 | $99–$139 | None | ~70 points | Limited | No |
| Credit Saint | $99–$195 | $79–$119 | None | ~85 points | 90-day | No |
| Sky Blue Credit | $79 | $79 | None | Not published | 90-day | No |
Spouse gets 50% off monthly fee – only at Best Texas Credit Pros 🤠