.btcp-wrap{max-width:860px;margin:0 auto;line-height:1.65}.btcp-wrap h2{margin-top:1.6em}.btcp-price{background:#f1f5f9;border-left:4px solid #0f766e;padding:16px 20px;border-radius:8px;margin:1.4em 0}.btcp-faq details{border:1px solid #e2e8f0;border-radius:8px;padding:10px 14px;margin:8px 0}.btcp-faq summary{cursor:pointer;font-weight:700}.btcp-faq div{margin-top:8px;color:#334155}.btcp-wrap table{border-collapse:collapse;width:100%}.btcp-wrap td,.btcp-wrap th{border:1px solid #e2e8f0;padding:8px 10px;text-align:left}

Searching for a credit repair company in Texas? The industry has excellent firms and outright scams, and Texas law makes it easy to tell them apart — if you know what to check. Here is the five-point test we invite you to run on any company, including us.

The 5-point legitimacy checklist

  • 1. Texas Secretary of State registration. Texas Finance Code Chapter 393 requires every credit services organization to register with the state. Verify the registration — Best Texas Credit Pros, LLC is registered.
  • 2. Surety bond on file. Chapter 393 also requires a bond that protects consumers. Ours is bond no. 4580580.
  • 3. CROA compliance. Federal law requires a written contract, a 3-business-day right to cancel, and no charges before services are performed. If a company wants a big payment up front, walk away.
  • 4. Real offices and real people. We operate from 1751 River Run, Suite 200, Fort Worth, with offices at 13101 Preston Rd, Dallas, TX 75240 and 2600 South Shore Blvd, League City.
  • 5. Verifiable reviews. Read real client reviews — ours average 4.9 stars on Google. See our reviews and testimonials.

Red flags that mean run

  • “Guaranteed” deletions or a guaranteed score increase — illegal to promise.
  • A “new credit identity” or CPN number — that is federal fraud, not credit repair.
  • Payment demanded before any work is done.
  • No written contract, or pressure to skip reading it.

About Best Texas Credit Pros

Founded in 2019 and headquartered in Fort Worth, Best Texas Credit Pros, LLC is a registered, bonded Texas credit services organization staffed by FICO®-certified specialists. Across completed programs, clients have averaged an 87-point score improvement with 73% of disputed negative items removed — historical averages, not guarantees, because no honest company can guarantee results. We dispute inaccurate, unverifiable, and obsolete items on all three bureaus under the FCRA for clients in Dallas, Fort Worth, Houston, Austin, Arlington, and statewide.

Pricing: $197 for the first month of service, then $97/month — and married couples get the spouse’s program at half price. Billed only after work is performed.

Compare us for yourself

Do the homework we recommend: see the 10 best credit repair companies in Texas (2026), the pricing comparison table, average credit repair costs in Texas, how our process works, and our company facts page.

Still deciding if credit repair is worth it?

Read our honest Texas guide: Is credit repair worth it in Texas? (DIY vs hire, scam red flags, CROA/Texas Ch. 393 — no score promises).



Related reading: How late payments affect your credit score · Pay-for-delete collections in Texas · Collections & charge-offs

Not sure whether you need dispute-focused repair or budget/debt counseling? Read the fork: credit repair vs credit counseling — what’s the difference.

Choosing a credit repair company FAQ

How do I verify a Texas credit repair company is registered?
Ask for their Texas Secretary of State credit services organization registration and surety bond number, then confirm with the Secretary of State. A legitimate company will volunteer both.
Is Best Texas Credit Pros legit?
Yes — registered with the Texas Secretary of State, bonded (no. 4580580), founded 2017, FICO-certified specialists, and a 4.9-star Google rating.
What should a credit repair company charge?
Typical Texas companies charge roughly $79–$149 per month. We charge $197 for the first month of work, then $97/month — and federal law bars charging before services are performed.

Related: Charge-off removal · Rapid rescore · Collections & charge-offs.