By: Rickert | July 20, 2017

Removing a chapter 7 bankruptcy from your credit report can be a very difficult process (as you can imagine), but it is possible to do if you follow the steps I’ve outlined in this article.

Please keep in mind that this may or may not work. Your individual situation will ultimately determine if it’s possible to get a bankruptcy removed from your  credit report. Also, the older the bankruptcy, the better chances you have of getting it removed.

Another thing I want to suggest before we get started is that you sign up for a credit monitoring service if you don’t have one already. You’ll need to monitor your  credit reports closely while you’re going through these steps, so it’s pretty much a must have. TransUni...

By: Rickert | March 12, 2017


Bill collectors hounding you? Considering repaying or negotiating an old debt? The statute of limitations on bills, often referred to as tolling of time is a powerful tool for consumers. The SOL can thwart off lawsuits and collectors when attempting to collect or sue on dusty old debts.

If a debt is legally expired, you can escape being sued or having to pay it back. Likewise, it can be detrimental because many debtors unwillingly renew the SOL by making a partial payment or a written promise to pay which extends the statute.

The statute of limitations is a civil code. Each state has its own statute, For instance, the code section in Cal. Code of Civil Procedure § 337.

The legal meaning for statute of limitations is: THE TIME OF COMMENCING ...